Flexible Financing for Your Outdoor Living Project
Enjoy your new patio cover now and pay over time.
Bluebonnet Patio Covers partners with trusted financing providers to offer affordable, transparent, and flexible payment plans that fit your budget.
Your Dream Patio Cover Is Closer Than You Think
Simple 3-Step Financing Process
Step 1
Submit a Quick Application
Takes less than 2 minutes with no impact on your credit score.
Step 2
Choose Your Plan
Select from low monthly payments or short-term options.
Step 3
Start Your Project
Once approved, our team gets started immediately on your new patio cover.
Why Homeowners Choose Bluebonnet Financing
- 0% introductory APR offers (subject to approval)
- Low monthly payments and flexible terms
- Fast approval no hidden fees or surprises
- Available for all patio cover and screened enclosure projects
- Works with your budget and timeline
Frequently Asked Questions
Will applying for financing affect my credit score?
No, checking your eligibility will not affect your credit score. Our financing partners use a “soft credit inquiry” during the prequalification process, which allows you to see your potential loan offers without any impact on your credit. Only if you decide to move forward with one of the financing plans will a “hard inquiry” be performed and even then, it’s a standard part of confirming your approval. This way, you can explore your options confidently without worrying about your credit being affected.
What types of projects can I finance through Bluebonnet Patio Covers?
You can finance any of our outdoor living solutions, including aluminum patio covers, pergolas, insulated roof systems, and screened enclosures. Whether you’re upgrading your backyard for comfort, shade, or aesthetic appeal, our flexible payment plans make it easy to get started now. Financing can cover the entire project cost from materials and design to professional installation so you can invest in long-lasting outdoor enjoyment without a large upfront payment.
How does the financing process work?
The process is quick and simple. You start by filling out a short online application that takes just a few minutes to complete. Once submitted, our financing partner will review your information and present customized loan offers based on your credit profile and budget. After you choose the plan that fits your needs, approval is usually granted within minutes. From there, we’ll schedule your project and handle all the details so you can focus on the exciting part: seeing your new patio cover come to life.
Can I pay off my loan early without penalties?
Absolutely. Our financing options are designed to be flexible and transparent meaning there are no prepayment penalties or hidden fees if you decide to pay off your balance early. Many homeowners choose to pay a bit extra each month or make lump-sum payments when convenient. This can help you save on interest and finish your payments ahead of schedule while still enjoying your outdoor space from day one.
Why should I finance instead of paying upfront?
Financing allows you to start your home improvement project immediately without putting a strain on your savings or credit cards. Many homeowners prefer financing because it provides flexibility you can enjoy your new patio cover now while spreading payments over manageable monthly installments. It’s also a great way to invest in your property value and outdoor lifestyle without delaying your plans. With Bluebonnet Patio Covers, you’ll have access to competitive rates, simple terms, and trusted lenders who make the process smooth from start to finish.
Get a Custom Outdoor Living Quote Today
Get a free custom quote today our experts will bring shade, style, and strength to your outdoor space.